Most Profitable Locations for POS Agents in Nigeria 2025 – Where to Start Your POS Business

The POS (Point of Sale) business is still booming in Nigeria, especially in places where bank branches or ATMs are not easily accessible. But not every location will give you profit. That’s why, in this post, we’ll be showing you the most profitable areas to run a successful POS business in Nigeria this 2025.

Whether you're just starting or planning to expand, picking the right location can make all the difference.

1. Rural and Underserved Communities

These areas don’t have banks nearby. Most times, people in villages or small towns need to travel far just to withdraw or send money. That’s why POS agents in these places make daily profits without competition.

• Remote villages in Kogi, Niger, Taraba, and Benue states
• Farming communities and market clusters

2. Busy Local Markets and Garage Parks

Every market day, people exchange cash. Placing your POS stand close to busy markets, motor parks, or trading zones means more foot traffic and more transactions.

• Mile 12 – Lagos
• Kurmi Market – Kano
• Oyingbo – Lagos
• Ipata Market – Ilorin

3. Campuses and School Environments

Students always need quick access to money for transport, feeding, and data. POS agents inside or around polytechnics and universities make steady daily income.

• Federal Polytechnic Nekede
• University of Abuja area
• Kogi State University Kabba axis

4. New Residential Estates and Housing Areas

Many estates don’t have banks or ATMs close by, especially newly developed areas. Running a POS shop in such places serves the residents directly.

• Lekki Phase 2, Lagos
• Kubwa Extension, Abuja
• New layouts in Enugu, Ibadan, and Port Harcourt

5. Border Towns and Remote Checkpoints

These locations serve traders, transporters, and locals who often need cash urgently. They usually don’t have enough financial services, making POS agents the go-to option.

• Seme Border – Lagos
• Jibia – Katsina
• Idiroko – Ogun State

6. Inside Busy Business Centers

If you can’t go rural, look for a shop inside a business area. Locations with banks or ATMs may still be profitable if you offer faster service, customer care, and even bills payment or loan requests.

• Computer Village, Ikeja
• Area 1 Business Complex – Abuja
• Sabon Gari Market – Kano

Tips to Make the Most Out of Your POS Location

• Be visible: Use banners, signboards, and clear branding to attract attention.
• Stay consistent: Open early and close late, especially in high-traffic areas.
• Offer extra services: Bills payment, airtime, account opening, and micro-loans increase your earnings.
• Build trust: Be polite, give receipts, and always balance your accounts to win loyal customers.

How Much Can a POS Agent Make Daily?

This depends on your location, volume, and service quality. Agents in busy or underserved areas can make between ₦5,000 to ₦20,000 daily in commissions alone — not including side services like utility bills or card printing.

Final Thoughts on POS Business Locations in Nigeria

The right location can turn your POS side hustle into a full-time profitable business. Avoid saturated areas, target where banks and ATMs are few, and position yourself where the cash flow never stops.

New agents should focus more on places where people need cash urgently and banks are not always available. You don’t always need a shop — sometimes a small umbrella and table in the right spot is enough to get started.

Have a location in mind or already running a POS business? Drop a comment below or reach out to CashKrinTech for more personalized business insights and strategies.